Monday, December 23, 2013

Why Insurance Sucks...

Okay, that's a big fat lie. Insurance is amazing! If you can get it, that is. Which I can't or haven't been able to for years. Because reasons. No, seriously, I'm too "high risk" with my "preexisting condition." Thanks to a bad back and a heart issue I had (that might I add is only an issue during pregnancy and with a tubal is pretty difficult to put myself at risk of) they are terrified to insure me. Don't get me wrong, I'm willing to pay my dues. I'll pay a higher premium, or limit my doctor's visits or something bu it's awfully difficult to take care of myself and not become one of the disabled that is "leeching off of the valued members of society" when I can't receive any kind of preventative care. 

See, here's the thing:
1) I need to see an orthopedic doctor/pain care specialist regularly to make sure that I am not further injuring my spine and/or developing another form of degenerative disease. Until I was uninsured, regular treatment with pain management helped me get out of bed and be a functional parent/wife/human.
2) Therapy is a big plus.
3) The heart issue was not permanent and was a direct result of a pregnancy. I have no longer had any issues on an EKG or in any lab work or ECHO, so there is no reason to include it.
4) Isn't preventative care kind of the crux of good health? I mean, vaccinations (well, for those of us who do), regular physicals, women's health checks is kind of what extended our life expectancy. I would imagine that those who believe the poor (or at least low middle class) are the bane of their existence would rather them be in good working then disabled from a preventable or MANAGEABLE illness.

Don't get me wrong. I don't believe that the ACA (or Obamacare for those who can't understand abbreviations) is the perfect solution or even a full solution. (Then again, I'm also a big fan of universal healthcare.) But I think a big step in fixing this muck of a country is to fix the ones that are on the BOTTOM of the totem pole, not the top. Those on the top are fully capable of handling themselves. But any smart nation would recognize that the empires that fall, end up having a giant space between their classes. 

Now don't get me wrong, I'm not saying that we should "take from the rich to give to the poor" although I'm not entirely against the idea either. What I AM saying is that any employer worth his salt recognizes that they didn't get there completely by themselves and after a certain point wouldn't even be making their millions without the little people on the bottom that are willing to work for them. 

Those cashiers, food industry workers, janitors... yeah, imagine a world without them. I know I'd be pissed if the chalupa was a thing of the past because no one was willing to accept the spot of chalupa maker. 

Food for thought. (Pun only slightly intended.)

Rachel, BPD, Mama of Three, and also a Wifey

P.S: If you can't follow my train of thought, that's kind of the point... this blog is named "Random by Rachel" for a reason. To organize the chaos in my mind. Thank you for your time!

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